Partnering with Insurers for Comprehensive Solutions
At AHP Experts, we are dedicated to providing unparalleled support to insurers, focusing on key areas that ensure success in the association health plan market.
Partnering with Insurers for Optimal Association Health Plan Solutions
Let us work with you to design cutting-edge health plans designed exclusively for associations in your market.
Founded on Expertise and Trust
Established in 1997, our journey into the association healthcare marketplace began in 2000, bringing with us over three decades of combined experience in Association Health Plans. At AHP Experts, we build enduring relationships founded on trust, making us a reliable partner for insurers seeking to expand their offerings to associations.
Our Exclusive Association Focus
We dedicate our expertise solely to associations, ensuring no conflict of interest regarding who we represent. Here’s what sets us apart:
No Competition with Brokers: We do not compete with brokers for direct group sales, which decreases their concerns about selling AHPs and maximizes our sales force.
Conflict-Free Representation: Our sole commitment is to the associations we represent, providing an unbiased and dedicated service.
Understanding Complexities: We possess an in-depth understanding of the intricate nature of associations, which enables us to navigate and manage their specific healthcare needs effectively.
Proven Track Record
Our long-standing partnerships underscore our commitment to excellence:
Seven Multi-Year Contracts: We are proud to have secured seven multi-year contracts.
Broad Representation: Currently, we represent 12 associations encompassing 32,500 employers, showcasing our capacity to handle substantial and diverse groups efficiently.
Why Partner with Us?
By partnering with AHP Experts, insurers gain a trusted ally with proven experience and a keen understanding of the association market and the complex interplay between federal and state regulations. We bring sophistication, focus, and dedication to every partnership, ensuring all parties achieve their goals in providing top-quality healthcare solutions to association members.
We do not negotiate against the insurer to sell a few plans to a group at the lowest possible cost.
We Work Collaboratively with the Insurer to Create a Competitive Product that the Brokers Want to Sell to Their Clients with a Focus on the Long-Term Sustainability of the Portfolio
Our Four Areas of Focus
To enhance the partnership with insurers, we concentrate our efforts on the following crucial areas:
MEWA Compliance and Trust Setup:
– Ensuring all Multi-Employer Welfare Arrangements (MEWAs) are compliant with regulations.
– Establishing trust frameworks that promote transparency and reliability.
Insurer Efficiency:
– Streamlining processes to enhance operational efficiency for insurers.
– Reducing administrative burdens and improving service delivery.
Broker Outreach:
– Conducting extensive outreach to brokers to foster robust relationships.
– Leading broker meetings at insurer’s locations and other strategic venues.
Long-Term, Sustainable Growth:
– Fostering growth strategies that emphasize long-term sustainability.
– Aligning growth plans with the dynamic needs of the healthcare market.
Development Support
AHP Experts offers comprehensive assistance in the development of vital tools and documents, including:
Benefits at a Glance: Concise summaries of plan benefits for easy reference.
Employer Application and Adoption Agreements: Streamlined forms to facilitate the enrollment process.
Underwriting Guidelines: Clear guidelines to support prudent underwriting practices.
Medical Assessment Forms: If you require medical questionnaires for underwriting, we can help standardize the forms.
Webpages: We ensure messaging on the association’s site is consistent with the insurer’s messaging for a seamless online experience.
Broker Collaboration
Our commitment to brokers is evident in our proactive engagement and support:
Sending Email Blasts to Licensed Health Producers: Keeping brokers informed and engaged.
Leading Broker Meetings: Facilitating informative and collaborative sessions.
Meeting with Individual Brokers and Agencies: Providing personalized support and guidance.
Answering Broker Questions: Offering expert advice to both brokers and the insurer’s sales team.
Referring Groups to Their Broker: Ensuring seamless transitions and referrals.
Flexible Membership Requirements: Advising associations to maintain flexible broker membership requirements.
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Partner with Us for Excellence
With AHP Experts, insurers gain a partner who understands the complexities of the association market and is committed to leveraging innovative strategies for outstanding results. Together, we can achieve efficient, compliant, and sustainable healthcare solutions.
Optimizing Employer Member Engagement and Ongoing Review for Insurers
At AHP Experts, we are committed to enhancing engagement of the association and their employer members and conducting thorough, ongoing reviews to ensure optimum efficiency and effectiveness for insurers. Our tailored solutions are designed to foster robust communication and meticulous monitoring, ensuring that our clients’ and our insurers’ needs are addressed proactively.
Association and Employer Member Engagement
Engaging with our clients and their employer members is vital for the success of any association health plan. To ensure maximum engagement, we offer the following services:
Area-Appropriate Collateral Design:
AHP Experts works with the insurer to provide customized collateral that is tailored to the specific needs and preferences of the association.
Email Blasts:
AHP Experts works with the association to send email blasts to its membership, keeping them informed with the latest updates, benefits, and important information.
Collateral Printing for Offices:
AHP Experts works with the association and carrier to ensure necessary collateral is available for all association offices, ensuring that members always have access to essential information.
Clear Communication:
Our message to employers: contact your broker. We emphasize clear and consistent communication, directing members to their brokers to address any inquiries or issues they may have.
Ongoing Review and Support
We conduct thorough and continuous reviews to ensure the ongoing health and stability of the plans:
Monthly Enrollment Review:
AHP Experts reviews enrollment data on a monthly basis to ensure optimal performance.
Broker Analysis:
We identify and welcome new brokers and review whether specific brokers are bringing in or taking away business.
Quarterly Medical Loss Ratio (MLR) Reports:
AHP Experts reviews medical loss ratio (MLR) reports quarterly to monitor financial health and risk management.
Group-Specific MLRs:
We review group-specific MLRs and work with the insurer to provide ways to mitigate risk for the association as a whole.
Broker Average MLRs:
We review the average MLRs of brokers to ensure that individual brokers are not consistently bringing poor risks to our associations while taking away good risks.
Your Business, Our Priority
Partner with Us for Enhanced Insurer Support
At AHP Experts, our goal is to provide insurers with the tools, insights, and support needed to excel in the association health plan market. Our focus on association and employer member engagement and ongoing review ensures that we deliver consistent value and exceptional service.